Wednesday, December 9, 2009

Medical Bills

I casually mentioned it in October, but I didn't really say much else about it. Ben had a hernia. Never again will I joke about "giving myself a hernia" in such a light manner. :) Ben's was the size of an egg and sat right between his hip and well... you know. He whimpered the whole time. We rushed him to the emergency room and he had to be sedated before they could push his intestine back in. Yes, that's the treatment for a hernia. You just push it back in. (?!?)

2 1/2 weeks later he had follow-up surgery to close the abdominal wall. After the initial pain of recovery in the hospital, we brought him home and he acted as though nothing had happened! With no pain relievers! All in all, the surgeon was great, the hospital was pretty nice, and recovery was amazingly easy. He healed perfectly.

My issues happened mid-November, two weeks after Ben's surgery. That included a few doctor's visits, blood tests, plus an ultrasound exam at the hospital.

Trouble is, our amazing, awesome, new employer-provided insurance didn't start until December1st.

We had private PPO insurance that was pretty good for every-day sort of care, but pretty awful for anything remotely serious. It also didn't have maternity coverage. Now, the bills are coming in...

Fortunately, the hospital is AWESOME and doesn't charge interest for 16 months, and we've already paid quite a bit in deposits for services from the hospital and Ben's surgeon. Because of this, we've almost paid the entire copay for the year within a month and a half. I'm also hoping that, because I thought I was miscarrying, it won't count as maternity care (I hope, I hope). We'll see.

We had the foresight to have a lot of money saved up, and that has been amazing since we can pay bills as they come. We also have amazingly supportive family members.

I know I've said "awesome" and "amazing" a lot in this post, but that's how this situation has been. I haven't felt overwhelmed. I've never felt so calm or that my family is so safe and well taken care of. The peace has been incredible. I almost didn't notice it until I started tallying up all the things going on right now; they should be overwhelming, and yet... things feel fine. Has that every happened to you?

1 comment:

  1. Hey! It was so fun to look at your blog... it looks like life is crazy and fun and your baby isn't a baby anymore!

    So the cake... it's a character pan that a friend let me borrow. She got it from Michael's with a 1/2 off coupon and it comes with instructions that are pretty easy to follow. The pan was nice put I don't think it was necessary. You could cut the shape out of a 9x13 pan and then just follow the directions and picture which I'm sure you could find both on the internet! Let me know if you need any help... it was such a cute cake!